---
title: "Selling with an agent vs selling privately: a real comparison"
description: "Most Australians assume there are two ways to sell a home: hire an agent, or do it yourself. There's actually a third option now: flat-fee platforms that give you agent-grade tools without the commission. This guide compares all three so you can work out which fits."
canonical_url: "https://hellohelm.co/guides/selling-with-agent-vs-privately"
last_updated: "2026-06-26T02:27:44.111Z"
---

Most Australians assume there are two ways to sell a home: hire an agent, or do it yourself. There's actually a third option now: flat-fee platforms that give you agent-grade tools without the commission. This guide compares all three so you can work out which fits.

## Option 1: traditional agent

**What you get:**

- Someone to run the whole campaign end-to-end
- Access to realestate.com.au and Domain
- Open-home management, buyer qualification, negotiation
- Auction services if you go that route

**What it costs:**

- Commission: 1.8% – 3.0% of sale price (metro), higher in regional areas
- Marketing (vendor-paid advertising): $3,500 – $8,000 typical; premium/auction campaigns can reach $10,000+
- Conveyancing: $800 – $2,200
- Total on a $1.2m sale: **~$30,000 – $36,000**

**Who it suits:**

- Sellers with complex properties (development potential, unusual layouts, premium markets)
- Sellers who don't have time to run the process themselves
- Anyone selling in a slow or declining market where an experienced negotiator moves the needle

**The honest trade-off:**

- It's the highest-cost route of the three, and the percentage structure means the bill scales with the sale price rather than the scope of work.
- You're stepping back from the day-to-day decisions. That's the point of hiring someone, but if you'd rather be hands-on, this isn't the route for you.

## Option 2: fully private sale (FSBO)

**What you get:**

- 100% of the sale price (minus conveyancing)
- Complete control

**What it costs:**

- Conveyancing: $800 – $2,200
- Your own time and marketing spend ($500 – $2,000 for basic DIY)
- realestate.com.au and Domain don't accept private listings directly, so you'd need a gateway service
- Total on a $1.2m sale: **~$1,300 – $4,200**

**Who it suits:**

- Sellers with deep real estate or negotiation experience
- Family / neighbour sales where the buyer is already identified
- Rural sales where the market is tight-knit

**The honest trade-off:**

- You lose access to the two portals that 90%+ of buyers use
- Open homes, buyer screening, offer management: all on you
- No professional photography, copy, or strategy unless you organise and pay for it separately
- It's a real job, not a weekend project

## Option 3: flat-fee platform (like helm)

**What you get:**

- Full Domain listing (helm is an authorised listing partner)
- AI-enhanced photos and professionally optimised listing copy
- Offer scoring and negotiation insights, the analytical side of what an agent does
- Buyer communication tools, open-home scheduling, digital offer submission
- You stay in the driver's seat, but with software doing the heavy lifting

**What it costs:**

- helm Essential: from $349/week (2-week minimum, cancel anytime), or helm Complete: $2,499 one-off
- Optional realestate.com.au add-on: $1,500 (passed through at cost)
- Conveyancing: $800 – $2,200
- No commission. No sale-price-linked fees.
- Total on a $1.2m sale: **~$3,300 – $5,700 all in**

**Who it suits:**

- Sellers who want agent-grade tools at a fixed cost
- Well-presented homes in active markets where the fundamentals speak for themselves
- Sellers who are happy to run their own open homes and make the final call on offers
- Anyone who wants visibility into every offer and data point in one place

**The honest trade-off:**

- You still need to turn up to open homes and make decisions
- If the property is genuinely complex or the market is soft, an experienced agent in the loop is often worth it

## A quick side-by-side

<table>
<thead>
  <tr>
    <th>
      Factor
    </th>
    
    <th>
      Traditional agent
    </th>
    
    <th>
      Fully private
    </th>
    
    <th>
      Flat-fee platform
    </th>
  </tr>
</thead>

<tbody>
  <tr>
    <td>
      Cost on $1.2m sale
    </td>
    
    <td>
      $30,000 – $36,000
    </td>
    
    <td>
      $1,300 – $4,200
    </td>
    
    <td>
      $3,300 – $5,700
    </td>
  </tr>
  
  <tr>
    <td>
      Domain / REA
    </td>
    
    <td>
      Yes
    </td>
    
    <td>
      No (usually)
    </td>
    
    <td>
      Domain via helm; REA optional
    </td>
  </tr>
  
  <tr>
    <td>
      Pro photos & copy
    </td>
    
    <td>
      Yes (in marketing)
    </td>
    
    <td>
      DIY
    </td>
    
    <td>
      Yes (AI-enhanced)
    </td>
  </tr>
  
  <tr>
    <td>
      Open homes
    </td>
    
    <td>
      Agent
    </td>
    
    <td>
      You
    </td>
    
    <td>
      You
    </td>
  </tr>
  
  <tr>
    <td>
      Negotiation
    </td>
    
    <td>
      Agent
    </td>
    
    <td>
      You
    </td>
    
    <td>
      You, with data
    </td>
  </tr>
  
  <tr>
    <td>
      Time commitment
    </td>
    
    <td>
      Low
    </td>
    
    <td>
      High
    </td>
    
    <td>
      Medium
    </td>
  </tr>
</tbody>
</table>

*Figures exclude styling and pre-sale prep, which typically apply to any sale route. For a full cost breakdown, see how much it really costs to sell a house in Australia.*

## How to choose

Three honest questions:

1. **Does the property broadly sell itself?** Well-presented homes in active markets often do. Unusual or premium properties often don't.
2. **Do you have 4–8 Saturday mornings over a campaign?** If yes, a flat-fee platform unlocks most of the savings. If no, an agent is probably the right fit.
3. **How confident are you saying no to a soft offer?** Negotiation is where agents earn their fee. If you're uncomfortable doing it, you'll want help, whether that's an agent or a platform that walks you through it.

There's no single right answer, but there's a right answer for *this* sale. helm is built for sellers who want the option, not an ultimatum.
